Deep Dive Estate and Financial Planning

ABOUT THE COMPANY

Deep Dive Estate Planning – more than just inheritance tax mitigation

 On life’s journey, it pays to start with the end in mind. With our expert guidance, you can assure your family’s wealth for generations to come. 

Our Estate Planning service is here to help you and your family make the best possible use of your wealth, placing the right amount of money in the right hands at the right time.

Many clients initially engage with us to look at mitigating inheritance tax as money passes down through the generations, and some are also concerned about the impact of a significant life event such as a divorce, serious illness or incapacity of a family member. Some common problems we encounter are:

  • “If I have surplus wealth that I don’t use during my lifetime, how do I ensure that it is protected and grown for future generations?” This could involve a desire to maximise their inheritances by mitigating inheritance tax or enhancing long term growth, or it could involve protection from other risks.
  • “I wish to help my children or grandchildren financially during my lifetime, to improve their prospects and potentially reduce the inheritance tax on my estate. What’s the best way to do this?” 
  • “How do we make a plan which considers the different generations, joining the dots between them?”
  • “How can we help my children and grandchildren make the right decisions to fulfil my wishes and carry on my legacy after I have died?” 

Enquire today to book a free 20-minute briefing and find out if we’re a good fit for you. Visit www.deep-dive-trusts.co.uk to find out more.

You can call us on 020 3882 4569 or email [email protected].

 

Five reasons to use a Chartered Financial Planner at Deep Dive Financial Planning

 “Your time is precious. Your wealth is hard earned. Your choice to instruct us will secure a bright future for you and your family.” 

  • As you reach retirement, your financial needs change. If you have accrued some wealth over your lifetime, you are likely to have greater need for an inheritance tax planning, pensions or tax-efficient investment advice, as well as the possibility of needing long term care later. At Deep Dive, we specialise in helping retired clients with these needs.
  • When you are instructing a specialist adviser to help you with planning in retirement, you will want to know that they will be there for you long term. The average Chartered Financial Planner in the UK is around 60 years old, and many are planning to retire in the next five years. We are here for you for the decades to come, and many of our clients will have the reassurance of a single adviser for their family, for the rest of their life.
  • Fair prices. When you instruct an adviser with top tier qualifications, you would expect to pay top-shelf prices. For a client investing £500,000 our charges are in the 3rd quartile, according to Vouched For. Our lowest annual advice fee tier is only 0.3% per year, for investments over £5m.
  • Negotiating your other costs. We have strong relationships with some of the biggest names in investments and pensions, and we are often able to negotiate the fees you pay them. For example, one of the major investment platforms is happy to offer a 45% discount to their standard rate to our clients. For investments over £1m we can frequently negotiate discounts that are greater than our annual fee.
  • You deserve the personal service and specialist advice you would expect from an Independent, Chartered, SOLLA accredited, VouchedFor Top Rated, STEP affiliate, financial adviser.

Enquire today to book a free 20-minute briefing and find out if we’re a good fit for you.

Visit www.deep-dive.co.uk to find out more.

You can call us on 020 3882 4569 or email [email protected].

 Deep Dive Financial Planning Ltd is an appointed representative of 2plan Wealth Management Ltd which is authorised and regulated by the Financial Conduct Authority. Deep Dive Financial Planning Ltd is entered on the FCA register (www.FCA.org.uk) under no. 991603. Registered office: 18 Brompton Court, Tweedy Road, Bromley, BR1 3PS. Registered in England and Wales Number: 14501403. Use of the Chartered Financial Planner title is in relation to our managing partner, Peter Ditchburn, FPFS.